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Finance

HSBC TradePay

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A simplified, digital trade finance solution that empowers you to draw your loan and make just-in-time payments to suppliers.

Fast

Fast loan drawdown and suppliers payment²

With no need to submit transactional³ documents to have your loan processed, you get speedy access to funds when you need it.

Easy

Simply upload a payment file

Just-in-time financing can be a useful tool for keeping borrowing costs under control. With just a few taps, you can choose the exact amount needed to pay your suppliers.

Convenient

Everything in one place

Finance and payment are fully integrated into HSBCnet, a single platform that gives you total visibility of your finances – anytime², anywhere.

  • More time for growth

    A one-step digital process replaces the hassle of loan paperwork, giving you more time to focus on business strategy and expansion.
  • Keep borrowing costs under control

    Instead of guessing how much you’ll need to pay suppliers, just-in-time financing lets you borrow the exact amount required when your payments are due.
  • Do business with confidence¹

    Payments are secure and backed by the digital expertise of a global bank.

Challenges HSBC TradePay helps you solve

Precision timing challenges

Managing supplier payments with advance pre-planning can strain your operations, hindering timely responses to market demands.

With HSBC TradePay: Unlock just-in-time financing to get immediate access to working capital without the traditional complexity. Supplier payments become a catalyst, not a constraint, to your success.

Lost time and efficiency

The administrative strain of manually arranging supplier payments and collating loan submission documentation can waste time and stifle employee productivity.

With HSBC TradePay: Streamline supplier payments with fast access to working capital so supplier payments don’t bottleneck your business.

High seasonal demand

Cash flow management can become a major issue if your business faces seasonal working capital challenges due to the cyclical nature of purchasing inventory from several suppliers.

With HSBC TradePay: Upon prior approval, request immediate loan drawdown and supplier payments to cover your seasonal inventory. This means you can pay suppliers promptly without straining your working capital during peak buying periods, ensuring healthy supplier relationships and a steady inventory flow for each season.

Rapid scale-ups

If your tech start-up is scaling rapidly due to a big contract, you might require immediate working capital to pay your component suppliers earlier than usual.

With HSBC TradePay: Quickly access working capital finance to cover these costs. Its seamless, on-demand nature aligns cash outflows with your ramped-up production schedule, ensuring smooth operations to meet your new contract’s demands.

How HSBC TradePay works

HSBC TradePay makes it quicker than ever to access pre-approved short-term finance and pay your suppliers.

  • Step 1: Upload a payment data file via HSBCnet.
  • Step 2: Fast loan drawdown4 and suppliers payment2.
  • Step 3: Optional automatic loan and payment notifications give all parties complete visibility.

Why HSBC?

HSBC manages large trade flows globally, providing multi-currency, cross-geography financing.

A global footprint: HSBC's extensive international network spans key growth markets.

Focused expertise: Our experienced team aids clients in domestic and foreign trade.

Financial strength: Backed by a strong balance sheet.

Insights

Explore our industry insights and banking capabilities in a simpler way

Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.