Access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers, putting you in the position to negotiate better prices. Our import finance solutions offer flexible financing options, fixed or variable repayments and a drawdown process on individual transactions to qualified importers. This is combined with our international trade expertise, which enables us to design a structure to suit your specific trading cycle.
You need strategies and solutions to help you navigate an uncharted environment
Give suppliers payment assurances as you protect your interests by confirming that goods have shipped according to your specifications before making a payment.
Import documentary credits (letters of credit)
Let HSBC pay suppliers on your behalf, giving suppliers added peace of mind that they will receive payment after presenting the correct documents and you the comfort that documents evidencing the goods have been shipped will be presented before your supplier is paid.
Speed up receipt of imported goods by providing freight carriers with a shipping guarantee backed by HSBC.
Streamline access to working capital and protect against currency fluctuations by funding the difference between outgoing and incoming payments. Includes documentary credit reimbursement finance.
China firm cut from a different cloth
If Richard Sun were to sew his company’s label into shirts and jackets he would be known the world over.
The loss of key employees has an impact on any organisation, but the consequences can be particularly acute for small and mid-sized businesses. Apart from the costs of replacement, the disruption involved can also have a disproportionate operational impact. Fortunately, as Mark Hussain, Global Head of Commercial Insurance & Investments at HSBC explains, there are various incentives and benefits that can be used to maximise employee retention